Proud to be in Parsippany - Schools

One of the toughest choices when children are involved is the choice of the right school when you think about purchasing or a renting a new home. Parsippany schools have never been as highly decorated as Mountain Lakes nor can it offer a IB program as Mendham and Bernardsville do but they all shine in its own way.

The Littleton Elementary School has won the Invention Award in November when it was competing against hundreds of schools in the TriState area.

The Hills High School placed 19th in a National Math contest.

New Jersey Monthly has again evaluated the Top 100 High Schools this year and both Parsippany schools made it in the top 100, with Parsippany Hills ranking on place 50 ( last year 87) only 6 places behind Princeton which was ranked as number 6 last year. Parsippany High School made it to place 84 (last year 104).

http://njmonthly.com/articles/towns_and_schools/highschoolrankings/top-high-schools-2010.html

Therefor Parsippany remains as the slogan says clearly "Parsippany the Place to Be" and if you are considering to move into this area I will be thrilled to assist you. I am only a phone call away!

Sincerely Yours

Alexandra GeburColdwell Banker Sales Associate
973 216 2397

Practical Financial Tips for 1st Quarter 2011

SHOULD YOU FILE A CLAIM WHEN YOU ARE FLOODED
Water damage accounted for about one-fifth of all insurance claims in 2007, says the Insurance Information Institute, with an average amount of $5,531. But think twice before submitting a water-related claim, which insurers say may reflect poor home maintenance and better odds that you'll eventually file even bigger claims for mold-related expenses.
Depending on your insurer, filing two water-related claims within a five-year period could earn you a premium hike at renewal time or get you dropped altogether. It could also make it harder to find a new policy because all insurers consult a giant database called the Comprehensive Loss Underwriting Exchange, or CLUE, which records all claims against a property over a seven-year period. It might be cheaper to write a check from your emergency fund or take a small loan.

Some water claims aren't covered, anyway. Homeowners and renters insurance policies typically cover damage from water that comes from the top down, such as rainfall, a burst pipe or an ice dam. But most policies don't cover rising water from any source, including a drain or sewer backup. A rider to cover a sewer backup will cost about $50 annually. If a water problem is covered, your insurer will probably pay for you to hire a restoration company.

If you're in an area at risk for flooding, you may need flood insurance. The average policy costs $540 a year, according to the federal government's National Flood Insurance Program.

Reprinted with permission. All Contents ©2011 The Kiplinger Washington Editors. www.kiplinger.com

Great Falls In Paterson

I live in Parsippany for so many years, even took the car and drove up to Canada to see the famous Niagara Falls and never knew what a breath taking landmark we have in only 20 minutes distance. This January I took my husband and children to see the Great Falls in Paterson. They do not appear in the bestseller of the "Best NJ Day Trips" nor have they been recommended to me by friends. I have found them by accident and was blown away, regretting not having taken my camera when I saw them the first time. The second time I did take it and took some amazing pictures. Again, I would like to recommend this as a short day trip for everyone who loves nature and remember to take your camera! http://www.patersongreatfalls.org/